Simple Tips for Using a Credit Card When Traveling to be Safer
For those of you who are adventurous, traveling around the world can be a lot of fun to do. Especially in an age where everything is as sophisticated and modern as it is today, all your travel costs can be settled just by swiping a credit card.
Having a credit card in your wallet on the go will definitely help, considering all of your shopping, purchase and billing needs are quick and practical. Therefore, be aware of its use as you travel.
Many of us tend to be careless using credit cards while traveling. All too often, this stubborn attitude has made us the target of credit card thieves wandering around looking for prey.
So before you go on vacation or business trips, it is a good idea to consider these security tips to keep your credit card safe while traveling.
Don’t Use Unknown Internet Connection
The first tip you need to apply is to always use a secure network when transacting with a credit card.
Living in a world where mobile phones and the internet has grown in size and complexity is what we need today to stay connected to the internet. WiFi is just as important as food and shelter. However, when traveling, it can be difficult to find a secure WiFi connection, no matter where you are.
However, it is possible that you will be faced with the option of connecting to a less secure Internet connection. If that’s the case, follow your browser’s warning. Avoid such connections as this will only harm your device as it may give hackers or thieves access to your credit card’s confidential data.
Surfing the internet using an insecure connection will make your sensitive data vulnerable to cyber theft. In addition to avoiding the use of unsecured connections, you should also check the authenticity of the site you are using to avoid phishing.
Phishing is an act of obtaining personal information such as User ID, Password and other sensitive data by impersonating a person or organization authorized by e-mail.
Delete Cookies and Browsing History
The second tip is to always remember to clear your search history and cookies after you’ve surfed the Internet.
Generally, many of us are addicted to various applications and sites in our daily activities. We don’t even have to bother logging out of our social media accounts or internet banking on our phones. In addition, clear our cookies and search history.
When you sign in to multiple accounts, usually for a week your data stays there and makes it more likely to be stolen. Imagine if your phone unexpectedly fell into the hands of an irresponsible party.
Not deleting cookies and history can also make it easier for hackers to access your search track records, which in turn affect your credit card security.
In many cases, identity thieves can easily break into your credit card confidential information by accessing your browsing history. So remember to always clear your search history and cookies You’re after the browsing session is over.
That way, even if you lose your phone or laptop while you’re traveling, sensitive information about your credit card, your User ID or Password can remain secure.
Use RFID Blocking Wallet
The third tip is to try to use a wallet that can block RFID (Radio Frequency Identification) travel while traveling.
Radio Frequency Identification RFID is a form of identity theft technology used to steal credit card details. Just a few meters away, hackers and thieves can read the confidential information stored on your credit card via radio waves.
To prevent identity theft through these tools, an RFID wallet is now available. This wallet protects your credit card details by blocking the radio waves used by hackers to steal information.
So, the next time you decide to buy a wallet, spend a little extra and choose a wallet that can block RFID. This type of wallet is already available in many online stores and you can get it at a reasonable price.
Set Remittance Reminder on Credit Card
The fourth tip is to put a spending reminder on your credit card so you can monitor it when you reach certain purchase limits.
It’s not easy to keep track of your entire wallet while traveling, especially if you have multiple credit cards. Often, it takes a long time when someone finally realizes that one of their credit cards has been stolen.
The solution to this theft problem with this mode is to set a warning notification each time your credit card spend exceeds the specified limit. This will help you detect suspicious activity and excess spending.